Investorpresentasjoner

Grønt Eika skilt på bygning. foto

Last ned nyeste presentasjon

Les siste nytt fra Eika Boligkreditt omkring norsk økonomi over nøkkeltall, økonomisk situasjon i dag og våre strategisk rammeverk for bærekraft.

The Economy

  • GDP-growth -2.3% in 2020, but strong rebound of +4.2% in 2021. +3.6% expected for 2022 
  • Unemployment rate 2.3% in February 2022
  • Expected higher mortgage rates are expected to lead to moderate to low increases in housing prices going forward
  • Inflation expected to overshoot inflation target and economy operating at full capacity leads to higher policy rates going forward (from 0.75% today to 2.5% YE2023 according to Norges Bank)
 

Robust, local savings banks

  • 3rd largest Norwegian banking group
  • Focus on retail lending
  • High asset quality with low levels of doubtful & non-performing loans, low LTV and no direct exposure to oil/offshore/shipping
  • Strong and diversified deposit base  
  • Strong capitalization and high level of liquidity buffers
  • Strong position in the local markets

Conservative cover pool

  • Maximum 75% LTV for mortgages at origination and strict underwriting criteria
  • 100% residential assets as collateral
  • Prudent risk management with regards to refinancing, liquidity, currency, interest rate and counterparty risk
  • Credit guarantees from the distributors and capital and liquidity support agreements with the owners

Investorpresentasjoner

Arkiv